Myths-About-Bad-Credit

Negative marks on your credit report can limit your options for new credit. The good news is even with bad credit you can still obtain the personal loan needed to pay for unexpected expenses or to pay down other pressing debt. Three myths about bad credit and personal loans:*

 

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Online banking When you need fast cash, you can apply for a personal loan, which you can do without sending a piece of paper. Since the application process for personal loans is increasingly becoming digital, online lending is speeding up access to necessary funds.*

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Should-You-Incorporate-Your-Business

The word "corporation" may conjure up images of tall, gleaming skyscrapers, vast boardrooms and stock buyouts on crowded trading floors, but any business can be incorporated.* The question is: Is it the right decision for your business?*

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Will Applying for a Business Loan Hurt Your Personal Credit Score?When applying for a business loan, entrepreneurs may be concerned about the impact to personal credit scores.*

Most loans to small businesses require a personal guarantee. This makes it necessary to check or “run” a business owner's personal credit in order to make a loan offer.

Many business owners seeking financing are concerned about having their credit run multiple times. Those concerns are often valid. 

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