A positive payment history with the help of installment loans could raise credit scores.After you've filed for bankruptcy, you may think your credit is beyond repair. However, bankruptcy doesn't have to ruin your credit in the long run. If you continue to keep the rest of your accounts on your credit report in good standing, you could bounce back and be on your way to earning new lines of credit.* With repaired credit you can then resume pursuit of your financial goals. 

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Take advantage of tax deductions like equipment depreciation to reduce your overall business costs.

Paying taxes may be inescapable, but that doesn't mean a high price tag is unavoidable. All Americans have a chance to employ tax-reduction strategies, and small business owners are no different.*

"Numerous small business deductions have been added to the tax code."

If anything, owners of small businesses have an even greater chance to save, as numerous deductions have been added to the tax code to provide small businesses with as many breaks as possible. The trick is knowing how to utilize them.

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A good credit score is essential to obtain new creditWhen applying for a personal loan or new credit obligation, it helps to be prepared. This not only means getting your paperwork in order, but your credit as well. When banks or lenders are deciding to approve or decline a personal loan, it’s mostly based on your credit report.

This is why before submitting your application, setting aside the time to clean up your credit report is a wise choice.*

Here are five ways to improve your credit:

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Business owners could consider an alternative lender like LoanMe for small business financing

Getting the money you need when you need it can be easier said than done. And while all small business owners must contend with strict underwriting standards and specific qualifying criteria, some will find it more difficult to obtain a loan than others.*

Here are a few common obstacles you may run into:

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