A good credit score is essential to obtain new creditWhen applying for a personal loan or new credit obligation, it helps to be prepared. This not only means getting your paperwork in order, but your credit as well. When banks or lenders are deciding to approve or decline a personal loan, it’s mostly based on your credit report.

This is why before submitting your application, setting aside the time to clean up your credit report is a wise choice.*

Here are five ways to improve your credit:

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Business owners could consider an alternative lender like LoanMe for small business financing

Getting the money you need when you need it can be easier said than done. And while all small business owners must contend with strict underwriting standards and specific qualifying criteria, some will find it more difficult to obtain a loan than others.*

Here are a few common obstacles you may run into:

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Accept a helping hand from LoanMeEveryone needs a little help now and then, especially when it comes to personal finances. The trouble is, where can you turn for assistance?


If you count yourself among the many Americans who are doubtful they could qualify for a loan, realize you are not alone and that help exists.*


Obstacles to overcome


There can be plenty of challenges to obtaining a personal loan. Poor credit is one example.

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LoanMe gives you the opportunity to obtain unsecured business financing without the harsh qualifying standards or high costs.When it comes to getting a business loan, you have two options: secured or unsecured.* Put simply, a secured loan is one where you put up collateral. And since lenders view secured loans as a safer bet, these are the options they typically push for. “A secured loan is one where you put up collateral.” 

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