The holiday season is known for massive consumer spending. A statistic from a 2017 survey conducted by Country Financial noted that 57% of respondents intended to go into debt during the gift-giving season. Since the holidays are a yearly occurrence, it’s no wonder that people have a hard time getting out of debt, if each year they EXPECT to finance their festivities.

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Need cash for the holidays? Don’t get caught in the credit card trap. Use these 4 tips instead and you’ll still be able to enjoy the holidays on a budget.

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This article is for beginners to the credit card world. If you’ve already got a few, then most of this information you will already know. But, if you are considering applying for your first card, then this should be quite helpful.

 

 

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As I think about ways to open this article, I think that the direct approach will work best. When you have money, you don’t really notice the fees that banks charge. 

 

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