Maybe you’ve been eyeing that perfect ring for your fiancé and just can’t quite swing the expense.
Perhaps medical costs forced you to press “pause” on your life — and now you need a boost to get back on your feet.
LoanMe offers personal loans when you need quick funds to manage life’s challenges and milestones. You want to make sure when you apply that you can maximize your chances of approval. To prepare you for our application process, we’ll walk you through the qualifying criteria. We’ll also share some tips you can implement today to avoid surprise denials — even if your credit is less than perfect.
Let LoanMe give you a Boost™
You’ve taken a look at your FICO® score before applying for a loan, and fear it looks a little low. Worried you may not be approved? Don’t give up yet. You still have options – especially from LoanMe.
In addition to LoanMe’s flexible loan options for most credit situations, we’ve partnered with Experian to provide a free invaluable tool, called Experian Boost™, to all personal loan applicants regardless if they qualify for a loan or not.
The Experian Boost™ tool syncs with your checking account to recognize and track utility and phone bills. For every timely utility and phone payment in the last 3 months, your FICO® score could increase. This tool usually costs users $50. But because of LoanMe’s commitment to consumers’ financial well being, as an added value, we’ve made it FREE just for applying for a loan.
Not only do you get the chance to improve your credit score for free, but you also get a few extra perks: free access to your Experian Credit Report and FICO® score, dark web surveillance, Experian credit monitoring, and up to $100,000 in identity theft insurance.
We are one of the few if not only personal loan companies who has this partnership with Experian, and are excited to offer it to you. While there’s no guarantee it will improve your credit score enough to fulfill approval requirements, it’s free and absolutely worth a try.
How to Qualify for a LoanMe Personal Loan
We offer unsecured personal loans that range from $600 to $20,000, depending on your needs, qualifications, and location. Approvals are processed 24/7 and you can normally get funds deposited into your bank as quickly as 3-4 hours after approval.
At LoanMe, we want you to successfully achieve your financial goals so we try to make it as simple as possible to get the loan you need. Like all personal loan companies, we have a list of qualifications you must meet to be considered for loan approval.
These requirements include:
Minimum 18 years of age
Online banking access
Recent paystub or documentation of income (If self-employed)
Driver’s license (or valid ID)
Proof of self-employment (if applicable)
Proof of absence of debt settlement program history
Need a personal loan or want a chance to boost your credit score? Fill out our online application today.