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7 Effective Tips for Hiring High-Quality Employees

12/23/19Ricky BaizasSmall Business

While employers may think they have a candidate in their sights who is the right match for the position and could excel in the organization, there may be flaws in their hiring processes. Overlooking key aspects of interviewing and assessing candidates could put your company at a financial risk if applicants are discovered to be the wrong fit, or worse, incompetent.

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4 Things Missing From Millennial Budgets

12/23/19Ricky BaizasPersonal

Although millennials are still young, they are saddled with various financial responsibilities. Without a proper budget, these consumers may stay stuck in debt.*One of the biggest problems millennials encounter is reducing their debt. Right out of school, they may have low-paying jobs that make them unable to make debt payments.

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3 Ways for a Small Business Owner to Improve Their Credit

12/23/19Ricky BaizasSmall Business

In the financial world, credit scores are more than just numbers - they're like a name tag that tells others who you are and whether or not you're responsible with money. And as plenty of small business owners have found out the hard way, the wrong name tag can dash hopes of receiving business funding.

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How to Revise Your Household Budget Each Year

12/23/19Ricky BaizasPersonal

Your finances could change in an instant. Be prepared for monetary shifts, which can range from switching to a higher-paying job to making new car payments after your old vehicle breaks down. Make sure to update your household's financial roadmap each year, or more frequently, to keep pace.*

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