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5 Easy Steps to Improve Your Credit

12/23/19Ricky BaizasPersonal

When applying for a personal loan or new credit obligation, it helps to be prepared. This not only means getting your paperwork in order, but your credit as well. When banks or lenders are deciding to approve or decline a personal loan, it’s mostly based on your credit report. This is why before submitting your application, setting aside the time to clean up your credit report is a wise choice.* Here are five ways to improve your credit:

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Why Certain Business Owners Have a Harder Time Getting Financing

12/23/19Ricky BaizasSmall Business

Getting the money you need when you need it can be easier said than done. And while all small business owners must contend with strict underwriting standards and specific qualifying criteria, some will find it more difficult to obtain a loan than others.* Here are a few common obstacles you may run into:

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What's the Difference Between Secured and Unsecured Business Loans?

1/10/20Ricky BaizasSmall Business

When it comes to getting a business loan, you have two options: secured or unsecured.* Put simply, a secured loan is one where you put up collateral. And since lenders view secured loans as a safer bet, these are the options they typically push for. “A secured loan is one where you put up collateral.”

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