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Why Certain Business Owners Have a Harder Time Getting Financing

12/23/19Ricky BaizasSmall Business

Getting the money you need when you need it can be easier said than done. And while all small business owners must contend with strict underwriting standards and specific qualifying criteria, some will find it more difficult to obtain a loan than others.* Here are a few common obstacles you may run into:

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What's the Difference Between Secured and Unsecured Business Loans?

1/10/20Ricky BaizasSmall Business

When it comes to getting a business loan, you have two options: secured or unsecured.* Put simply, a secured loan is one where you put up collateral. And since lenders view secured loans as a safer bet, these are the options they typically push for. “A secured loan is one where you put up collateral.”

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