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What's the Difference Between Personal and Business Credit?

12/23/19 Small Business

Operating a small business can often feel like a deeply personal enterprise. After all, chances are you're pouring loads of time and effort into making your business a success.* However, it's important to know where to draw the line between business and personal for some things. Case in point: credit. Just as it's recommended that you open a separate bank account for your business, it's also suggested that you work on building up a separate credit profile. Still, you may be wondering: What's the difference between personal and business credit?

How to Revise Your Household Budget Each Year

12/23/19 Personal

Your finances could change in an instant. Be prepared for monetary shifts, which can range from switching to a higher-paying job to making new car payments after your old vehicle breaks down. Make sure to update your household's financial roadmap each year, or more frequently, to keep pace.*

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3 Ways for a Small Business Owner to Improve Their Credit

12/23/19 Small Business

In the financial world, credit scores are more than just numbers - they're like a name tag that tells others who you are and whether or not you're responsible with money. And as plenty of small business owners have found out the hard way, the wrong name tag can dash hopes of receiving business funding.

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4 Things Missing From Millennial Budgets

12/23/19 Personal

Although millennials are still young, they are saddled with various financial responsibilities. Without a proper budget, these consumers may stay stuck in debt.*One of the biggest problems millennials encounter is reducing their debt. Right out of school, they may have low-paying jobs that make them unable to make debt payments.